Employee Liability
Protects employers against legal liability for injuries or diseases sustained by employees during their employment.
Overview
Employee Liability insurance (often including Workmen's Compensation) protects businesses from the financial burden of legal claims and compensation requirements arising from workplace injuries or occupational diseases.
1Who needs this?
What it covers
- Legal costs for defending claims
- Court-awarded compensation
- Medical expenses related to workplace injury
- Loss of wages during recovery
What is NOT covered
- Injuries sustained outside of work duties
- Intentional self-injury
- Fines or penalties imposed by authorities
Important Note: Coverage details, limits, and exclusions may vary depending on the specific policy terms, the insurer selected, and individual risk profiles. Always refer to the actual policy document for full terms and conditions.
Workplace Accident
"An employee at a manufacturing plant sustained an injury while operating machinery. The Employee Liability policy covered the legal defense costs and the compensation awarded to the employee for their medical treatment and rehabilitation."
Frequently Asked Questions
Is this the same as SOCSO?
Does it cover sub-contractors?
Other Insurance Solutions
Product Liability
For manufacturers, importers, and distributors against claims of injury or damage caused by products.
Learn MorePublic Liability
Covers legal liability to third parties for death, bodily injury, or property damage at your premises.
Learn MoreEmployee Benefits
Comprehensive group insurance schemes including medical, life, and personal accident for your workforce.
Learn More